What to Expect

• “First Call” philosophy - you can call us first and we will get the answer for you. We have an extensive network of trusted experts in various financial and non-financial disciplines within our network.  Of course, we are always available to provide “coaching” on all your financial issues. 
• Your Financial Independence Comfort Analysis™ continually updated, tracking progress  towards your goals. 
• We’ll help you to develop “Clarity” before making financial decisions.
• A written Personal Financial Policy Statement (“action plan”) with accountability assigned.
• We’ll take care of your insurance (life, health, disability, etc) coordinating with employer coverage. We don’t anticipate receiving commissions; if we do, you’ll know before purchase and we credit them towards financial planning fees. No double dipping.
• We’ll take care of all your investments. We NEVER take possession of your assets. We implement an investment strategy, approved by you, using low-cost, no commission investments at Fidelity's Institutional Wealth Services.
• We’ll advise you on any financing (mortgages, auto, RV, etc) issues and refer you to a trusted specialist if/when needed.
• We’ll help you develop a “values-based” estate plan that considers your legacy to be your values, not your money. We will certainly deal with the traditional money and tax aspects, but in a way that supports your values and goals for your family legacy and your social capital legacy.
• We have the resources to help you develop an exit plan for your business. An exit plan coordinated with your other goals.
• We work with your other advisors so that we are all working together in advising on your goals. 
• We’ll only work with a small group of select clients. We want all of our attention focused on our existing clients and their goals, not constantly looking for new clients.
• We'll act as a sounding board for financial matters for the people that are important to you in your life.  This is a service to you.  They don't need to become clients.
• We'll care more about you, your life goals and your money than anyone who doesn’t share you last name.